Lending criteria, terms and conditions, fees and charges apply to IMB loan products. Before you act on this advice you should consider the appropriateness of this advice in regard to your objectives, financial situation and needs. The advice on this website has been prepared without taking account of your objectives, financial situation or needs. © IMB Ltd trading as IMB Bank | ABN 92 087 651 974 | AFSL 237 391 | Australian Credit Licence 237 391